The traditional financial advisory model has a fundamental problem: the more successful you become, the more you pay. Assets Under Management (AUM) fees sound reasonable at first — just 1% of your portfolio. But as your wealth grows, that 1% becomes tens of thousands, then hundreds of thousands of dollars over your lifetime.
The Problem with AUM
Let's do the math. If you have $500,000 invested and pay 1% AUM, that's $5,000 per year. Not unreasonable for professional advice, right?
But here's where it gets painful. As your portfolio grows to $2 million, you're now paying $20,000 annually. At $5 million? $50,000. The advice you're getting hasn't changed proportionally — you're just being charged more because you've been successful.
Over a 30-year relationship, the difference between AUM and flat-fee planning can easily exceed $500,000. That's half a million dollars that could have been compounding in your portfolio.
A Better Way
We started Frame because we believe financial advice should be accessible, transparent, and fair. Our flat-fee model means you pay for the value we provide, not a percentage of what you've built.
When you win, you keep more of your winnings. That's how it should be.
What We're Building
Frame combines the expertise of experienced advisors with modern technology to deliver:
- Transparent pricing — You'll always know exactly what you're paying
- Comprehensive planning — Tax strategy, investment guidance, and life planning in one place
- Real-time visibility — See your complete financial picture whenever you want
- Human expertise — Technology-enhanced, but never technology-replaced
We're not trying to replace human advisors with robots. We're using technology to make great advice more accessible and more affordable.
Join Us
If you're tired of the traditional advisory model, we'd love to talk. Schedule a call and see if Frame is right for you.
