For most people, getting a clear picture of their finances means juggling multiple apps, downloading CSV files, and maintaining elaborate spreadsheets. Your 401(k) is here, your brokerage account is there, your HSA is somewhere else, and your spouse's accounts are a complete mystery.
We built Frame to solve this problem.
The Fragmentation Problem
The average American household has:
- 2-3 bank accounts
- 1-2 retirement accounts per working adult
- Investment accounts, HSAs, 529 plans
- Credit cards, mortgages, car loans
Each of these lives in its own app, with its own login, showing you a slice of your financial life. No wonder people feel overwhelmed.
Our Approach
Frame connects to your accounts securely and gives you a unified view of everything. But we didn't stop there — we built intelligence on top of that data.
Real-Time Net Worth
See exactly where you stand, updated automatically. Watch your progress toward goals without manual data entry.
Cash Flow Analysis
Understand where your money goes each month. Our system categorizes transactions intelligently and shows you patterns you might miss.
Tax-Aware Insights
Your investments, income, and deductions all affect each other. We model these relationships so you can make informed decisions.
Goal Tracking
Whether you're saving for a house, planning for retirement, or building an emergency fund, see your progress in real-time.
Privacy and Security
We know financial data is sensitive. Here's how we protect it:
- Bank-level encryption for all data in transit and at rest
- Read-only access — we can see your accounts but never move money
- No data selling — your information is never shared with third parties
- SOC 2 compliance — independently audited security practices
Technology-Enhanced, Not Technology-Replaced
Here's what we're not: a robo-advisor that replaces human judgment with algorithms.
The technology we build is designed to enhance our advisors' capabilities, not replace them. Charlie and the team use these tools to give you better, faster, more personalized advice.
When you have a complex tax question, you're talking to a CPA who can see your complete financial picture — not a chatbot working from incomplete information.
What's Next
We're constantly improving the platform. Coming soon:
- Advanced tax projections for year-end planning
- Scenario modeling for major life decisions
- Enhanced goal recommendations based on your unique situation
Building great financial software is a journey, not a destination. We're committed to making Frame better every day.
Want to see the platform in action? Schedule a call and we'll give you a tour.
